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Chapter I THE NEW CITY When Frank Algernon Cowperwood emerged from the Eastern District Penitentiary in Philadelphia he realized that the old life he hiad lived in that city since boyhood was ended. His youth was gone, and with ít had been lost the great business prospects of his earlier manhood. He must begin again. It would be useless to repeat how a seeond panic following upon a tremendous failure-that of Jay Cooke & Co.- had pLaced a seeond fortune in his hands. This restored wealth softened him in somé degree. Fate seemed to have his personal welfare in ciharge. He was sick of the stockexehange, anyhow, as a means of livelihood, and now decided that he would leave it once and for ia.ll- He would get in something else-street-railways, land deals, somé of the boundless opportunities of the far West. Philadelphia was no longer pleasing to him. Though now free artd rich, he was still a scandal to the pretenders, iand the financial and sociial world was not prepared to aocept him. He must go his way alone, unaided, or only secretly so, while his quondam friends watched his career from -afar. So, thinking of this, !he took the train one day, his charming mistress, now only twenty-six, coming to the station to see him off. He looked iát her quite tenderly, for she was the quintessence of a certain type of feminine beauty.